CASPIAN JOURNAL
MANAGEMENT AND HIGH TECHNOLOGIES
The analysis and risk management of information technologies usage during the work with cash, non-cash and electronic money
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Read | Dyudikova E.I., Brumshteyn Yu.M., Tanyushcheva N.Yu., Dyomina R.Yu., Vaskovsky E.Yu., Kuzmina A.B., Dyudikov I.A. The analysis and risk management of information technologies usage during the work with cash, non-cash and electronic money // Caspian journal : management and high technologies. — 2016. — №1. — pp. 161-175. |
Dyudikova E.I. - post-graduate student, Astrakhan State University, 20a Tatishchev St., Astrakhan, 414056, Russian Federation, dudikova.e@gmail.com
Brumshteyn Yu.M. - Ph.D. (Engineering), Associate Professor, Astrakhan State University, 20a Tatishchev St., Astrakhan, 414056, Russian Federation, brum2003@mail.ru
Tanyushcheva N.Yu. - Ph.D. (Economics), Associate Professor, Astrakhan State University, 20a Tatishchev St., Astrakhan, 414056, Russian Federation, n.tanyushcheva@rambler.ru
Dyomina R.Yu. - post-graduate student, Astrakhan State Technical University, 16 Tatishchev St., Astrakhan, 414025, Russian Federation, raisapereverzeva@gmail.com
Vaskovsky E.Yu. - post-graduate student, Astrakhan State University, 20a Tatishchev St., Astrakhan, 414056, Russian Federation, vaskovskiy_evgeniy@mail.ru
Kuzmina A.B. - post-graduate student (finished training) of Information Technologies Chair, Astrakhan State University, 20a Tatishchev St., Astrakhan, 414056, Russian Federation, lesenok-1988@mail.ru
Dyudikov I.A. - post-graduate student (finished training) of Information Technologies Chair, Astrakhan State University, 20a Tatishchev St., Astrakhan, 414056, Russian Federation, shtorman@mail.ru
In article are considered features of cash, non-cash and electronic money; their prevailing usage purposes; the directions of transformation from one form to others. Authors are specified the occurrences frequency for key terms on article subject in the Internet. There are analyzed main classes of software and hardware (SaH), used for ensuring technological operations of reception, delivery, storage of money; the information transfer connected with the money. The main types of threats for legal entities and individuals, connected with application of such SaH during the work with money, are investigated. Authors are analyzed potentially possible and used measures of risk management for the work with money. Also in article are shown the directions of influence of information technologies development, levels of information and telecommunication competence of specialists and population, on volumes of usage and safety of application SaH, considered in article; technologies of work with money.
Key words: наличные деньги, безналичные деньги, электронные деньги, электронные платежные системы, номенклатура операций, программно-аппаратные средства, информационная безопасность, риск-менеджмент, персональные данные, информационно-телекоммуникационная компетентн